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Kaiku Finance Launches KAIKU Visa Prepaid Card

New Card Choice for Increasingly Mobile and Cashless Society

WESTLAKE VILLAGE, CA (July 31, 2012) Kaiku Finance, LLC, has launched the KAIKU Visa Prepaid Card, a reloadable prepaid debit card with low fees. As the first product launched by the company, they say the KAIKU Card empowers consumers to more effectively manage their money.

"Prepaid debit cards can be so much more than a last resort," said Jon Round, CEO of Kaiku Finance. "Our increasingly mobile, value conscious, brand centric and cashless society demands new ways to manage their money. The Kaiku Card is an affordable and smart lifestyle choice, for all types of consumers, with transparent and low fees, great features and convenient tools to enable anyone to manage his or her money through his or her preferred channels. The KAIKU Card represents the next generation of prepaid."

The KAIKU Card offers consumers the following benefits:
• Cardholder funds are FDIC insured
• No activation fee
• Monthly fee of $1.95
• Ability to load funds by cash, from a credit card, from a bank account, by transfer from another KAIKU Card
• Access to more than 43,000 surcharge- free ATMs globally through the Allpoint Network and valid wherever Visa is accepted
• Free apps for iPhone, Android and Blackberry
• Free 24/7 customer service
• Free card-to-card, bank-to-card and Paypal-to-card transfers
• No inactivity fee

In addition, Kaiku will also reward cardholders with "Kaiku Karma" each time they refer a friend. Every time a referral activates and spends at least $100 on their new KAIKU card, Kaiku will add $10 to the account of the cardholder who referred that person. The prepaid market is experiencing explosive growth, with Mercator Advisory Group estimating that consumers will load roughly $160 billion onto prepaid cards in 2014, up from about $50 billion in 2011. A recent study from The Aite Group found that many prepaid users earn more than $45,000 annually, have a college degree, a checking account and a credit card, supporting that there is a demand for the KAIKU Card.

At a time when the Consumer Finance Protection Bureau (CFPB) is calling for greater transparency from the prepaid industry, Kaiku Finance says it is entering the market with a prepaid card that embodies the four compass principles set forth by the Center for Financial Services Innovation (CFSI), an authority on financial services for underbanked consumers.

Source: Kaiku Finance
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